Credit Repair – How To Fix Your Credit And Improve Credit Score

If you are not being offered good rates and terms on the loans, you must starting thinking about credit repairing i.e. improving your credit score. This (your credit score) is what all lenders check before offering you loans or any line of credit (including credit cards). In fact, the importance of good credit score can’t be emphasized enough – some employers, while accessing your candidature for a job, use your credit score as a measure of how responsible you are. Continue reading Credit Repair – How To Fix Your Credit And Improve Credit Score


Credit Repair Letters – 6 Things You Must Remember

We all understand the importance of credit scores. A bad credit score might lead to rejection of your credit applications (for mortgages/credit cards/personal loans or any other kind of loan). Even if you are able to get a loan, the terms of a loan given against a bad credit score might be very harsh on you. However, it is not uncommon to find that your credit report is wrong or contains items that don’t belong to you. To get your credit report corrected, you must write a credit repair letter. Continue reading Credit Repair Letters – 6 Things You Must Remember

What Is My Credit Score? How To Get My Credit Score And Check My Financial Health?

You have applied to one of the three bureaus that provide free credit report, but you still don’t know how to get that crucial number (credit score) that is the deciding factor for all your credit applications? Continue reading What Is My Credit Score? How To Get My Credit Score And Check My Financial Health?

What Is A Bad Credit Score?

So you have your credit score and you think that it’s good enough to get a loan? Think again. While anything above the median score (FICO score) of 720 is good enough for any lender to approve your loan; anything below it is the lenders’ discretion or depends on the credit you have applied for. Though you January have a fair chance even with a score below median, you still need to know how fair or bad it is, so that you know how it affects you. Then how can you determine exactly what is a bad credit score? Continue reading What Is A Bad Credit Score?

What Is A Credit Score? Credit Score Ratings & Ranges Explanation

The word credit is usually nice to see and hear as far as your bank balances are concerned and most of us would love to see more of it. But being judged on a score that takes into account credit management and pattern is a different story altogether. A Credit Score does just that – it determines your creditworthiness. It is a statistical analysis of a person’s ability to pay his outstanding bills on time. Continue reading What Is A Credit Score? Credit Score Ratings & Ranges Explanation

Credit Repair After Bankruptcy – How To Rebuild My Credit Effectively

Everyone knows the devastating effect that bankruptcy has on the credit score… and bankruptcy remains on your credit report for 10 years. So, repairing credit after bankruptcy is really a tough job unless you know the tips on how to repair credit after bankruptcy. So, let’s have a quick look at some of the important tips that can help you with credit repair after bankruptcy. Continue reading Credit Repair After Bankruptcy – How To Rebuild My Credit Effectively

Bankruptcy And Credit Score – How To Improve My Credit Score After Filing For Bankruptcy

All of us know that bankruptcy can rip apart our credit score… and make us think that there is no way we can improve our credit score after bankruptcy. While, the negative effect of bankruptcy on credit score is a well-known fact, it is possible to start improving your scores quite quickly. Also, this might be a good time to sit, analyze and plan how best you can achieve your financial goals and negate the effect of bankruptcy on credit score. Continue reading Bankruptcy And Credit Score – How To Improve My Credit Score After Filing For Bankruptcy